35+ Years of Helping Businesses Survive, Revive & Grow
Dr. Visswas Paanse has spent over three decades helping businesses work through financial distress: debt restructuring, one-time settlements, business revival and banking negotiations. He has worked in project finance, industrial rehabilitation, capital markets and corporate advisory, so he understands both sides of the table, the lender's and the borrower's. That is what has let thousands of promoters hold on to what they built.
Pan India
Advisory Reach
Meet the Expert Behind the Strategy
Dr. Visswas Paanse’s career took him through corporate governance, project finance, industrial rehabilitation, capital markets and business turnaround.
He founded NPA Consultants to put that experience to work for promoters who are dealing with a bank on the back foot and need someone who has been on both sides of that table before.
Read his full story on the About page — from Company Secretary to national speaker and author of “NPA Nightmare.”
Read His Full Story →Ex-Banker
Worked in project finance and rehabilitation, so he knows how a bank looks at a stressed account.
Law + Finance
A combination of legal grounding and banking expertise that most advisors don’t bring together.
Business Revival
The goal is a working business, not a quick settlement and an exit.
35 Years Experience
Three and a half decades across banking, restructuring and corporate advisory.
Strategic Negotiator
Hands-on experience sitting across the table from banks and financial institutions.
Pan-India Advisory
Works with MSMEs and corporates across India’s major industrial regions.
Core Expertise
Industries Served
Manufacturing
Engineering
Infrastructure
Hospitality
Healthcare
Pharma
Textiles
Construction
Real Estate
Retail
Logistics
Trading
The Book
“NPA Nightmare”
Dr. Paanse's book is a practical guide for promoters facing an NPA classification, a SARFAESI notice or a business in financial distress, built from three decades of banking and business-revival work.
Frequently Asked Questions
A: In most cases, yes. It comes down to how early the problem is caught and whether the restructuring plan fits what the business can realistically carry.
A: Yes. Banks have structured routes such as One-Time Settlement and restructuring schemes, and they are more open to using them when a credible revival plan is on the table.
A: Often it can be paused, negotiated or resolved, provided you act early and put the right documentation and, if needed, legal recourse in place.
Don't Let Financial Stress End Your
Entrepreneurial Journey.
Schedule a confidential consultation with Dr. Visswas Paanse to talk through practical ways to resolve your debt and rebuild your business.